All it takes is a little entrepreneurial spirit that's aimed at driving down one of the largest costs of health insurance: The cost of filing insurance claims for primary care.
The President and Co-Founder of Epiphany Health, Dr. Lee Gross, observed that "about 90% of what most patients need can be accomplished at primary care." Noticing his Medicaid patients--the 99%--all seemed to have iPhones, Dr. Gross devised a concierge plan to treat such individuals for the same cost as monthly cell service. Here's how it works:
- The patient pays a flat monthly fee to the doctor to cover primary care ($83/individual, $152/couple, and $49/dependent child). The patient has access to 25 office visits/year.
- All primary care needs are covered, from physicals to mammograms to prostate screenings to routine labs and vaccines.
- All patients receive a metabolic panel with a complete blood count, lipid test, and thyroid panel. These tests cost uninsured patients $500, but Dr. Gross' concierge model provides the testing at no extra cost. For example, one patient received a quote of $1.8k for blood tests from her doctor. Under Dr. Gross' concierge plan, she paid $85 in out-of-pocket costs.
- Imaging services are also much less expensive. Dr. Gross' patients pay $200 for a spinal MRI and $175 for a CT head scan.
- Patients can also purchase a catastrophic insurance plan with a high deductible for just $100/month.
Dr. Gross is offering the 99% a healthcare reform that frees them from bondage to the Leviathan of Obamacare.
Let the discussion begin...
To read about Dr. Gross' concierge practice for the 99%, click on the following link:
"Concierge Care for the Little Guy"